Car insurance and homeowner’s insurance tends to be a necessary evil – if it’s not required by the state you live in its required by the bank or mortgage company. With the premiums that some of us have to pay for our car insurance and homeowners insurance it can seem like a big part of our monthly budget is going towards insurance premiums.
A big question that comes up is how can you keep the coverage you need, keep you and your family protected and save money at the same time? A lot of the time you can save by having your car insurance and homeowner’s insurance with the same insurance company – you will be able to save money on your insurance premiums without sacrificing coverage.
Insurance companies are more than happy to insure people who have or need more than one policy, so they are eager to offer you great discounts. So it’s important that when you call that you mention it if they don’t.
Two of the discounts that we offer when you have more than one policy are:
- home and auto discount (applies to renters and condo’s)
- auto and life discounts (you can get a discount on your auto insurance when you have your life insurance with us – does not apply to term insurance)
We also offer a number of other discounts as well and we are always happy to review the discounts with current and potential policy holders.
Regardless of who you have you insurance with you should always read the insurance policy carefully so that you know exactly what you are covered for and how much the insurance will pay in the event of a loss.
It is important to remember that having the right amount of coverage outweighs the cost of having inadequate coverage.
If you are not sure if you have enough coverage to fully protect yourself, family and property you should make it a point to review your coverage with your insurance agent.
At Daigneau Insurance we offer all of our policyholders free coverage reviews.
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